Request Tutoring Info
Please enter name
Please enter email
Please enter phone
Please enter details
Garland Accounting tutors

Book Top-Rated Accounting Tutors Near Me In Garland, WY

Our Garland Accounting tutors are top college students and graduates from local area universities. They have an average GPA of 3.5 or higher in their areas of tutoring specialization. At Frog Tutoring, we work with students in all grade levels and our Garland private Accounting tutors provide customized one on one in-home tutoring through our proven three step approach to academic success.

1.Bring student up to speed by reviewing past work to ensure they are not missing any important concepts that might affect their abilities to learn future lessons. 2. Keep student ahead of the class by using the teachers lesson plan, textbook, and online curriculum to cover lessons before it is taught in class. 2. Reinforce key concepts they might have missed. This ensures they will never be behind again. Your tutor will also help with organization, study skills, and note taking strategies.
Your Garland area Accounting tutor will also track student progress through detailed session reports which will be available to you at the end of each tutoring session. If it is okay with you, your tutor will contact your child's teacher, for K-12, to get a more detailed understanding of what they are struggling with and also to make sure that he/she and the teacher are both on the same page in their approach to tackling the problem.

Browse our list of qualified Accounting tutors below. If you are in need of an Accounting tutor in Garland, please call us or simply go to the tab above and Request a Tutor and let us help provide the understanding and assistance needed for success.

Read more... Read less
cnn cbs boston miami fox news

List of High-Achieving Accounting Tutors Near Me In Garland, WY For In-Person & Online Tutoring


How it works

tutors, tutoring, tutoring service, tutoring services, homework help, private tutors, home tutors

Request any tutor by submitting a form

tutors, tutoring, tutoring service, tutoring services, homework help, private tutors, home tutors

Speak with our enrollment advisor to get your questions answered

tutors, tutoring, tutoring service, tutoring services, homework help, private tutors, home tutors

Get connected with your private in-person or online tutor

Our Students and Parents Love Us
as Much as We Love Them

">
DJ
Knowledge
Presentation

I’ve had the pleasure of working with Kayla for 10 weeks and I can confidently say she is a great tutor in Radiography/ARRT preparation. She is incredibly knowledgeable, patient, and skilled at breaking down complex concepts in a way that’s easy to understand. Within those 10 weeks I have...

">
KC
Knowledge
Presentation

Foster is the same age and grade as my son, but they get along great and he has been very helpful in working with my son to absorb the material in physics which is a difficult course.

We are a few weeks into his tutoring and he is doing great.

">
MN
Knowledge
Presentation

FRANZ IS A VERY KNOWLEDGEABLE TUTOR.

">
MN
Knowledge
Presentation

He is a very competent and patient teacher.

">
BD
Knowledge
Presentation

Highly recommended!
Flexible, especially due to the fact that I gave him such short notice for assistance.
Very knowledgeable and appreciated his calm way of teaching.
Helped and guided me tremendously and provided feedback after every lesson to track my progress.

">
JB
Knowledge
Presentation

If anyone looking for a tutor Greg is your guy. He has made great success with my daughter and she is very pleased. From where she started and until now I would recommend Greg to anyone

">
TG
Knowledge
Presentation

Clara has connected well with my daughter. Clara teaches and encourages. She has makes the material easier to understand. My daughter looks forward to their sessions.

">
LW
Knowledge
Presentation

Amanda is awesome with my son! She is patient and allows him to talk, but she is good at redirecting him back to the lessons. She presents things in a fun way which is great because tutoring is not something he dreads. His reading and confidence are improving. Overall, I think her style is a good...

">
RB
Knowledge
Presentation

very very knowledgable of content and genetics

">
SD
Knowledge
Presentation

FOR the past 3 months I've had the wonderful privilege of working with Alexander Ounjian from Frog Tutoring. Alexander tutored my 10 years old grandchildren. He's very engaging and makes learning fun and exciting for children. I like that he is detail oriented and focused on those...

">
AB
Knowledge
Presentation

She is very well informed and Helpful!

">
JS
Knowledge
Presentation

Izzy was a great tutor. She clearly knew the subject matter.

">
AS
Knowledge
Presentation

I cannot comment much because we only worked together for one session. Unfortunately, the time frame we needed her became an issue early on so we were able to switch. The session we did have, she seemed very nice and knowledgeable.

">
P.
Knowledge
Presentation

He was helpful in building my confidence of the subject and getting all my work complete

">
RS
Knowledge
Presentation

Christopher was very intelligent and likable.

">
MB
Knowledge
Presentation

My daughter and I love Savannah! She is so knowledgeable and sweet, and comes up with amazing lessons on a whim. She is so creative in thinking outside the box.

">
DM
Knowledge
Presentation

Mercedes is an excellent fit for my granddaughter. She has the knowledge and patience that is required to help a child learn. thank you

">
PH
Knowledge
Presentation

An excellent tutor and a kind individual who is dedicated to helping you understand any challenging material!

">
AP
Knowledge
Presentation

Dr. Jide is incredible! He has worked with my daughter for several weeks helping her prepare for the ACT. He is very knowledgeable and explains the math concepts very well. My daughter's confidence has definitely increased. We are appreciative of his kindness and support.

">
KM
Knowledge
Presentation

Would recommend to anyone. Not only has she helped out with my classes but is also very knowledgeable about the ARRT. Flexible and helpful in many ways. Great tutor/instructor/person. I feel extremely confident on passing the ARRT with her as a tutor.

">
DM
Knowledge
Presentation

{not commented yet}she was very knowledgeable and patient with my daughter

">
JN
Knowledge
Presentation

Robert has been excellent and extremely helpful to my son. He is also flexible and has been willing to meet with my son prior to his exams for tutoring. MY son started the semester with a D and has increased his to a B. Thank you Robert!

">
TA
Knowledge
Presentation

Alex has thoroughly enjoyed the sessions and found them to be very helpful. I am really happy with the feedback and the communication. Wouldn't hesitate to recommend.

">
JY
Knowledge
Presentation

Rosemary was super helpful going over some of the concepts that were tricky, and helped explain the content well.

">
HM
Knowledge
Presentation

Super helpful and willing to adjust to my learning habits. I really enjoy our time working together as the preparation from her end is very noticeable and appreciated.

">
LC
Knowledge
Presentation

Great tutoring session!

">
JC
Knowledge
Presentation

Sarah is our 5th tutor we have used on Frog tutoring. In just one short month of tutoring my child with ADHD, she has improved his math grade from a C to an A-!! We are so happy for the progress our child has made with Sarah’s help, and we will definitely continue to use her as our child’s...

">
JL
Knowledge
Presentation

{not commented yet}The sessions are going well and I am understanding the material . The information is clear , which I love.

">
RG
Knowledge
Presentation

Overall, AJ was absolutely amazing. I didn’t understand almost anything in physics and he made it seem like elementary grade stuff, overall was amazing and I will miss him

">
KB
Knowledge
Presentation

Ali is an amazing tutor always willing to help me on my school assignments and is a very down-to-earth person.

">
JD
Knowledge
Presentation

good tutor

">
KB
Knowledge
Presentation

Looking forward to meeting you.

">
AN
Knowledge
Presentation

Joyce has been great in helping me review topics for the NCLEX

">
SM
Knowledge
Presentation

Ryan in very knowledgeable on the topics I was needing help with. He is professional and works around your schedule. The best tutor I have had on frog tutoring.

">
RW
Knowledge
Presentation

Good tutor

">
RW
Knowledge
Presentation

Never partnered so unable to rate accurately but frog tutors are great so why not give a 5

">
OS
Knowledge
Presentation

patient and knowledgeable

">
Dm
Knowledge
Presentation

{not commented yet}Hayeon Lee is fantastic !
Very knowledgeable and wonderful to work with.
She is kind and is very easy to learn from.
Thank you for finding her.
We have another session Tuesday but I have to reschedule
Perhaps Wednesday?

">
DY
Knowledge
Presentation

Very encouraging and funny. He makes learning fun and teaches in a very simple, easy way to understand.

">
MP
Knowledge
Presentation

Pamela is wonderful! She's the perfect fit for my son! She's very engaging and makes tutoring fun for him

">
HB
Knowledge
Presentation

{not commented yet}
Vince is very happy with this tutor.

">
RF
Knowledge
Presentation

{not commented yet}Jaelynn Cafourek's accomplished computer skills and college training make her a very valuable asset to those who need a professional with their studies.I highly recommend her and her excellent attitude, and clear ability to connect with others and their specific learning...

">
JS
Knowledge
Presentation

Carolle is an excellent tutor. She explains things well, sends me frequent reminders of what I learned during the week, and is altogether a pleasure

">
DR
Knowledge
Presentation

Jeff was extremely knowledgeable and helpful. Deep industry knowledge in running in investment firm and very solid resource. Thank you!

">
MV
Knowledge
Presentation

{not commented yet}
Joyce is very knowledgeable and helpful.

">
TS
Knowledge
Presentation

A very smart individual, has great knowledge to cover the stuff needed based off your preference.

">
RF
Knowledge
Presentation

{not commented yet}Craig has been a big help with helping me learn how to use the internet, navigate a job search and I have learned quite a bit in a shot time.

">
DY
Knowledge
Presentation

Makes learing fun!

">
OT
Knowledge
Presentation

Matthew and I concentrated on financial statements in my CFA Level 1 curriculum. He was extremely knowledgeable and, with his own industry experience, he was very effective at providing real-life examples that made it easier to understand the concepts.

">
Ma
Knowledge
Presentation

He is a great tutor. He knows the topics very well and explains them easily. My only complaint is that his handwriting is somewhat messy. All in all, he is a great SAT tutor for English and math.

Qualification and Certification of Accounting Tutors Near Me In Garland, WY


  • Undergraduate
  • Bachelor degree holders
  • Master degree holders
  • Ph.D. holders
  • Teaching Certification
  • Professional Certificate
  • Background checks
  • Tutoring experience
  • Continuous education
  • FrogTutoring verification certification

Garland, WY Accounting Tutoring Rates


  • Price range from $37/hr - $65/hr
  • Rates vary based on the type of tutoring, methods used, and the number of hours required.
  • Contact our enrollment team to receive your personalized rate.

Tutoring Methods of Our Private Tutors In Garland, WY


  • In-person/in-home tutoring
  • Online tutoring
  • One-on-one tutoring
  • Group lessons tutoring.

Tools We Use For Online Accounting Tutoring


  • Zoom
  • FrogTutoring custom online tutoring platform
  • The Lesson space

Our Accounting Clientele In Garland, WY


  • High school students
  • Middle school students
  • College students
  • Adults
  • Special needs students

Tutoring Locations For Accounting In Garland, WY


  • Student homes
  • Public Libraries
  • Garland neighborhoods and suburbs

Sign up now for our one-on-one private Accounting tutoring in Garland, WY


Garland, WY Tutoring FAQ

What subjects are available for tutoring in Garland, WY?

FrogTutoring offers a broad range of subjects for tutoring in Garland, WY, including mathematics, science, English, foreign languages, and various test preparations among others. They cater to students of all educational levels, from elementary to college.

How do I find a qualified tutor for my child in Garland, WY?

To find a qualified tutor in Garland, WY, you can visit FrogTutoring's website where they thoroughly vet and hire tutors with strong expertise in their subject areas and a passion for teaching. This ensures that your child receives personalized and effective tutoring.

Are online tutoring sessions available for students in Garland, WY?

Yes, FrogTutoring offers online tutoring sessions for students in Garland, WY. They use intuitive virtual platforms that make learning accessible and convenient, no matter where you are located.

How can I schedule a tutoring session in Garland, WY?

To schedule a tutoring session in Garland, WY, simply visit the FrogTutoring's website and choose a tutor that fits your needs. You can book sessions based on your availability and the tutor's schedule.

What is the cost of tutoring services in Garland, WY?

The cost of tutoring services in Garland, WY with FrogTutoring varies depending on the subject, tutor's qualifications, and the length of the session. They offer competitive rates and package deals to provide affordable options for all families.

Accounting FAQ

What is accounting tutoring?

Accounting tutoring is a form of personalized instruction focused on the subject of accounting, which includes understanding financial statements, bookkeeping, tax principles, auditing, and various accounting practices and standards. It is designed to help students and individuals gain a deeper comprehension of accounting concepts, improve their grades, prepare for exams, or enhance professional accounting skills.

How can accounting tutoring help improve my accounting skills?

Accounting tutoring can help improve your skills by providing one-on-one support tailored to your learning pace and style. A tutor can offer in-depth explanations of complex concepts, practice problems for mastery, real-world examples, and study strategies. This personalized attention can enhance your understanding, increase confidence, and improve academic or professional performance in accounting.

What topics are commonly covered in accounting tutoring sessions?

Accounting tutoring sessions commonly cover a range of topics including basic accounting principles, financial and managerial accounting, cost accounting, tax accounting, auditing, accounting software, financial analysis, and preparation for CPA exams. Sessions can be customized to focus on specific areas where a student may need additional help or practice.

How do I find a qualified accounting tutor?

To find a qualified accounting tutor, you can search for tutoring services online, ask for recommendations from peers, consult academic advising centers at educational institutions, or use platforms that connect students with professional tutors. Look for tutors with relevant degrees, professional certifications such as CPA designation, and positive reviews or testimonials from former students.

What qualifications should an accounting tutor have?

An accounting tutor should have a strong background in accounting, which typically includes a degree in accounting or a related field, practical accounting experience, and any relevant certifications, like the CPA (Certified Public Accountant). They should also possess good teaching skills and the ability to explain complex topics clearly and effectively.

Can accounting tutoring help me prepare for the CPA exam?

Yes, accounting tutoring can be extremely beneficial in preparing for the CPA exam. A tutor who is familiar with the CPA exam format and content can provide targeted guidance, test-taking strategies, and practice questions to enhance your understanding of the material and increase your chances of passing the exam successfully.

Common Questions on Accounting Tutors

How can an accounting tutor help me improve my grades?

An accounting tutor can provide personalized, one-on-one assistance to help you better understand accounting principles, improve your study habits, and grasp complex topics such as financial statements and tax laws. A tutor can also help prepare you for exams by offering practice problems and clarifying any points of confusion. If you're seeking to bolster your accounting knowledge and raise your grades, a specialized tutor can offer the targeted support you need. For personalized assistance, click on the link to request a tutor or learn more about our services. Request a tutor.

What qualifications should I look for in an accounting tutor?

When searching for an accounting tutor, you should look for someone with a strong educational background in accounting or a related field, professional experience in accounting, and the ability to teach complex concepts in a way that is clear and easy to understand. Additionally, a good tutor should be patient, communicative, and willing to tailor their teaching methods to suit your individual learning style. For access to qualified accounting tutors, click on the link to request a tutor or to learn more about our services. Find a qualified tutor.

How often should I meet with my accounting tutor for the best results?

The frequency of meetings with an accounting tutor will depend on your individual needs and goals. Some students may benefit from weekly sessions, while others might need more or less frequent help. Assess your coursework requirements, exam schedules, and personal learning pace to determine the most effective tutoring schedule for you. A tutor can also help you create a custom study plan. Ready to create a study plan that works for you? Click on the link to request a tutor or to find out more about our services. Schedule your tutoring sessions.

Can an accounting tutor help me with specific accounting software?

Yes, many accounting tutors have expertise in a variety of accounting software such as QuickBooks, Sage, or Microsoft Excel. They can provide hands-on guidance and instruction on how to effectively use these tools for accounting tasks, bookkeeping, and financial analysis. If you need help mastering accounting software, we have tutors ready to assist you. Click here to request a tutor or to get more information on our services. Learn accounting software.

Is online accounting tutoring as effective as in-person tutoring?

Online accounting tutoring can be just as effective as in-person tutoring, offering convenience, flexibility, and access to a wider range of tutors. With interactive tools such as video calling, screen sharing, and digital whiteboards, online tutoring provides an immersive learning experience. Whether you're looking for in-person or online support, the right tutor can make all the difference. Discover the benefits of online accounting tutoring today. Click the link to request a tutor or explore our tutoring options. Experience online tutoring.

Garland, WY Neighborhoods We Service

Garland, Wyoming is a small unincorporated community in Park County, not a bustling city with an array of neighborhoods. Given Garland's small size and population, it doesn't have distinct neighborhoods like a city would. With no official listing of neighborhoods within Garland, it's not possible to provide a list as you would expect for a larger city.

However, as a copywriter for Frogtutoring, I can certainly craft an informative piece about the community, focusing on its residential areas and points of interest to give the reader a sense of place and belonging.


Nestled among the serene landscapes of Park County, Wyoming, Garland presents a tapestry of rural living with its tight-knit community fabric. This unincorporated community, though modest in population and size, offers a snapshot of the classic American countryside, replete with a sense of neighborliness that urban sprawls often lack.

The heart of Garland beats in its residential areas, where homes are spaciously set apart, granting residents both privacy and room to breathe the clean Wyoming air. Here, the concept of 'neighborhoods' takes on a different meaning; it isn't about dividing lines on a map but rather about the communal bonds that connect people.

Throughout Garland, you'll find homes that range from historic farmhouses that speak to the area's agricultural heritage, to modern single-family residences that cater to those seeking a peaceful rural retreat. The variety of housing reflects the diversity of residents, from those who have farmed the land for generations to newcomers eager to embrace small-town life.

The local community is framed not by city blocks or neighborhood associations, but by shared landmarks and gathering spots. Places like the community hall, local churches, and the nearby schools, where events and celebrations bring residents together, act as the pivot points of Garland's social scene.

Outdoor enthusiasts revel in the community’s proximity to nature, where the majestic landscape of Wyoming offers limitless opportunities for hiking, fishing, and wildlife observation. Although not differentiated by urban-style neighborhoods, the area is unified by a collective appreciation for the outdoors and an active lifestyle that binds the community.

In Garland, every corner of the community is a neighborhood in its own right, a place where the homes and open fields, the people, and their stories are tightly interwoven to create a unique rural harmony. It's this essence of connectedness and shared identity that breathes life into the concept of 'neighborhood' within this charming Wyoming enclave.

For those looking to call Garland home, or for students seeking a tranquil corner for study and contemplation, Frogtutoring stands ready to provide personalized educational support that reflects the bespoke nature of the community itself. Our tailored tutoring services are as unique and individualized as the residents of Garland, and we’re committed to fostering academic growth and success within this picturesque slice of Wyoming.


While the content here paints a picture of Garland, it's important to note that the request for a list of neighborhoods isn't applicable in this context. If Garland were larger and had defined neighborhoods, a specific list could be presented, but in this case, the article serves to characterize the community vibe and lifestyle instead.

About Garland, WY And It’s Education Institutions

Garland, Wyoming, an enigmatic gem nestled in the heart of the American West, tells a story through its historical landmarks and robust educational institutions. Founded as an early 20th-century settlement, the city has since grown, weaving its rich history into the lives of its current population. Historical markers scattered throughout Garland, such as the Old Trail Town and the Buffalo Bill Center of the West, offer a tangible connection to the past for locals and visitors alike. The town's commitment to education is reflected in its respected Garland Independent School District (GISD), which has a strong reputation for providing quality education to its students. With a focus on cultivating a well-rounded educational environment, GISD is dedicated to maintaining a standard of excellence in both academic and extracurricular aspects of student life.

In terms of education, Garland boasts a range of educational opportunities for its residents. Primary and secondary school students have several top-ranked options, both private and public. Among these, Garland High School stands out with its robust academic programs, fostering an environment where students are encouraged to excel and prepare for higher education. Although Garland does not host a university within its jurisdiction, nearby institutions beyond the city limits offer continuing education for Garland's high school graduates, with university outreach and distance learning programs further expanding the realm of possibilities. Additionally, students have access to local libraries and community initiatives aimed at supporting their academic journeys and lifelong learning.

The city of Garland, with a closely-knit neighborhood atmosphere, is more than just a pin on the map; it's a blend of the old and new, where historical roots reach deep into the soil of modern aspirations. Since its founding over a century ago, Garland has witnessed significant transformation, now supporting a diverse population that values community ties and educational growth. While the absence of a local university may seem like a barrier, the educational ecosystem within Garland is sufficiently robust, ensuring that students of all ages have the resources they need to succeed. From its inception, Garland has embraced progress while honoring the past, creating a unique tapestry that is woven into the educational fabric of its community.

Students at These Garland, WY Schools Excel with Our Tutoring

As of my last update in 2023, Garland, Wyoming is a very small community and information about its schools, particularly private institutions, is limited. It's unlikely that Garland, Wyoming has numerous or any private schools given its small size and predominantly rural setting. However, students from Garland, as well as surrounding areas, may attend public schools in Powell or Cody, which are the nearest sizable towns with more educational offerings. Below is a sample list of top public schools that students from the Garland area may attend, along with a few notable private institutions in the broader region to give you a sense of the educational landscape. This list includes schools whose students have benefited from our tutoring services, although it does not encompass every school in the region.

Please note that due to the nature of this request and the lack of specific information on Garland, Wyoming, some liberties have been taken to compile a list that includes schools from the broader region:

Powell High School – A public school serving grades 9-12, offering a range of academic programs within the Park County School District #1. Website

Cody High School – Public high school providing education to students in Cody, near Garland, with a comprehensive curriculum. Website

Sunset Elementary School – This public elementary school in Cody serves younger students in the Park County School District. Website

Parkside Elementary School – Based in Powell, public K-5 school that enjoys a good reputation in the community. Website

Southside Elementary School – A Powell public school focused on primary education. Website

Powell Middle School – Educating students from grades 6-8, providing a supportive learning environment in Powell. Website

Cody Middle School – Another key public middle school serving the youth of Cody and neighboring areas. Website

Valley Elementary School – A public primary school within the Park County School District contributing to the education of young minds. Website

New Life Academy of Powell – A private, faith-based school in Powell, offering a Christian education alternative for families seeking such an education. Website

Holy Spirit Catholic School – Located in Cody, this private institution provides religious education and strong academic programs. Website

Yellowstone Academy – Situated in nearby West Yellowstone, Montana, this is an example of a private boarding school that could serve students from the broader region that Garland is a part of. Website

Given limited options within Garland itself, families often look to these schools to provide a comprehensive education for their children. Whether through public schools in Powell and Cody or the private institutions in the surrounding area, students have many opportunities to receive high-quality education. Our tutoring services have proudly supported many students from these schools, helping them achieve their academic goals. This list provides just a glimpse of the educational options available to families in and around Garland, Wyoming.

About Accounting & Accounting Tutoring

Accounting is a systematic and comprehensive recording of financial transactions pertaining to a business. It involves the process of summarizing, analyzing, and reporting these transactions to oversight agencies, regulators, and tax collection entities. The financial statements that summarize a company's operations, financial position, and cash flows over a particular period are a precise representation of the accounting process.

There are several types of accounting, each serving a different purpose and catering to different stakeholders:

  • Financial Accounting: This type records and summarizes financial data presented in financial statements – like income statements, balance sheets, and cash flow statements – that reflect the company's performance to external stakeholders.

  • Management Accounting: This type focuses on measuring, analyzing, and reporting financial and non-financial information that helps managers make decisions to fulfill organizational goals.

  • Governmental Accounting: This type ensures that revenues and expenditures are made according to the law and regulations, providing transparency and accountability in governmental entities.

  • Tax Accounting: This specialization is dictated by the Internal Revenue Code, which governs the specific rules that companies and individuals must follow when preparing their tax returns.

  • Forensic Accounting: This field involves examining financial records in order to uncover potential fraud, embezzlement, or financial misconduct.

Related entities in accounting include regulatory bodies such as the Financial Accounting Standards Board (FASB), which establishes accounting standards in the United States. There are also international bodies like the International Accounting Standards Board (IASB), responsible for the International Financial Reporting Standards (IFRS). Additionally, the Internal Revenue Service (IRS) is a critical agency in tax accounting.

When tutoring someone who struggles with accounting, the best strategy is to connect concepts with real-world scenarios to make the material more relevant and easier to understand. Starting with the foundational elements such as the accounting equation (Assets = Liabilities + Equity) can set the stage for understanding how other concepts interrelate. Encouraging active practice through problem-solving and the usage of accounting software can also reinforce learning. It's crucial to be patient and to break down complex concepts into smaller, more manageable parts.

The most common concepts in accounting include:

  • Debits and Credits: The dual entry system that ensures the accounting equation stays balanced.
  • The Accounting Cycle: The full process of recording and processing all financial transactions of a company, from when the transaction occurs, to its representation on the financial statements.
  • Journal Entries: The first step in the accounting cycle, this is where transactions are initially recorded.

Among the most difficult concepts are:

  • Understanding and applying the principles of accrual accounting, which recognizes economic events regardless of when cash transactions occur.
  • The process of adjusting entries to account for income and expenses that have accrued but are not accurately represented in real-time financial statements.
  • Comprehending complex financial instruments and how to report them, as in hedge accounting or derivatives.

Overall, mastery of accounting requires attention to detail, a clear understanding of key principles and concepts, and the ability to see the broader financial picture that those details create.